<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html dir="ltr" xmlns="http://www.w3.org/1999/xhtml" xmlns:o="urn:schemas-microsoft-com:office:office" lang="en" style="font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif">
<head>
<meta charset="UTF-8">
<meta content="width=device-width, initial-scale=1" name="viewport">
<meta name="x-apple-disable-message-reformatting">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta content="telephone=no" name="format-detection">
<title></title>
<!--[if (mso 16)]>
<style type="text/css">
a {text-decoration: none;}
</style>
<![endif]-->
<!--[if gte mso 9]><style>sup { font-size: 100% !important; }</style><![endif]-->
<!--[if gte mso 9]>
<noscript>
<xml>
<o:OfficeDocumentSettings>
<o:AllowPNG></o:AllowPNG>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
</noscript>
<![endif]-->
<!--[if !mso]><!-- -->
<link href="https://fonts.googleapis.com/css?family=Roboto:400,400i,700,700i" rel="stylesheet">
<!--<![endif]-->
<style type="text/css">
.rollover span{
font-size:0;
}
.rollover:hover .rollover-first{
max-height:0px!important;
display:none!important;
}
.rollover:hover .rollover-second{
max-height:none!important;
display:block!important;
}
#outlook a{
padding:0;
}
.es-button{
mso-style-priority:100!important;
text-decoration:none!important;
}
a[x-apple-data-detectors]{
color:inherit!important;
text-decoration:none!important;
font-size:inherit!important;
font-family:inherit!important;
font-weight:inherit!important;
line-height:inherit!important;
}
.es-desk-hidden{
display:none;
float:left;
overflow:hidden;
width:0;
max-height:0;
line-height:0;
mso-hide:all;
}
.es-button-border:hover a.es-button,.es-button-border:hover button.es-button{
background:#56d66b!important;
}
.es-button-border:hover{
border-color:#42d159 #42d159 #42d159 #42d159!important;
background:#56d66b!important;
}
td .es-button-border:hover a.es-button-1727210337597{
background:#CCCCCC!important;
border-color:#289bff!important;
color:#000000!important;
}
td .es-button-border-1727210337597:hover{
background:#CCCCCC!important;
border-color:#4c4c4c #4c4c4c #cccccc #4c4c4c!important;
border-style:solid solid solid solid!important;
}
td .es-button-border:hover a.es-button-1731962880824{
background:#CCCCCC!important;
border-color:#289bff!important;
color:#000000!important;
}
td .es-button-border-1731962880824:hover{
background:#CCCCCC!important;
border-color:#4c4c4c #4c4c4c #cccccc #4c4c4c!important;
border-style:solid solid solid solid!important;
}
@media only screen and (max-width:600px){
p,ul li,ol li,a{
line-height:150%!important;
}
} @media only screen and (max-width:600px){
h1,h2,h3,h1 a,h2 a,h3 a{
line-height:120%;
}
} @media only screen and (max-width:600px){
h1{
font-size:24px!important;
text-align:left;
}
} @media only screen and (max-width:600px){
h2{
font-size:24px!important;
text-align:left;
}
} @media only screen and (max-width:600px){
h3{
font-size:20px!important;
text-align:left;
}
} @media only screen and (max-width:600px){
.es-header-body h1 a,.es-content-body h1 a,.es-footer-body h1 a{
font-size:24px!important;
text-align:left;
}
} @media only screen and (max-width:600px){
.es-header-body h2 a,.es-content-body h2 a,.es-footer-body h2 a{
font-size:24px!important;
text-align:left;
}
} @media only screen and (max-width:600px){
.es-header-body h3 a,.es-content-body h3 a,.es-footer-body h3 a{
font-size:20px!important;
text-align:left;
}
} @media only screen and (max-width:600px){
.es-menu td a{
font-size:14px!important;
}
} @media only screen and (max-width:600px){
.es-header-body p,.es-header-body ul li,.es-header-body ol li,.es-header-body a{
font-size:12px!important;
}
} @media only screen and (max-width:600px){
.es-content-body p,.es-content-body ul li,.es-content-body ol li,.es-content-body a{
font-size:16px!important;
}
} @media only screen and (max-width:600px){
.es-footer-body p,.es-footer-body ul li,.es-footer-body ol li,.es-footer-body a{
font-size:12px!important;
}
} @media only screen and (max-width:600px){
.es-infoblock p,.es-infoblock ul li,.es-infoblock ol li,.es-infoblock a{
font-size:16px!important;
}
} @media only screen and (max-width:600px){
*[class=gmail-fix]{
display:none!important;
}
} @media only screen and (max-width:600px){
.es-m-txt-c,.es-m-txt-c h1,.es-m-txt-c h2,.es-m-txt-c h3{
text-align:center!important;
}
} @media only screen and (max-width:600px){
.es-m-txt-r,.es-m-txt-r h1,.es-m-txt-r h2,.es-m-txt-r h3{
text-align:right!important;
}
} @media only screen and (max-width:600px){
.es-m-txt-l,.es-m-txt-l h1,.es-m-txt-l h2,.es-m-txt-l h3{
text-align:left!important;
}
} @media only screen and (max-width:600px){
.es-m-txt-r img,.es-m-txt-c img,.es-m-txt-l img{
display:inline!important;
}
} @media only screen and (max-width:600px){
.es-button-border{
display:inline-block!important;
}
} @media only screen and (max-width:600px){
a.es-button,button.es-button{
font-size:10px!important;
display:inline-block!important;
}
} @media only screen and (max-width:600px){
.es-adaptive table,.es-left,.es-right{
width:100%!important;
}
} @media only screen and (max-width:600px){
.es-content table,.es-header table,.es-footer table,.es-content,.es-footer,.es-header{
width:100%!important;
max-width:600px!important;
}
} @media only screen and (max-width:600px){
.es-adapt-td{
display:block!important;
width:100%!important;
}
} @media only screen and (max-width:600px){
.adapt-img{
width:100%!important;
height:auto!important;
}
} @media only screen and (max-width:600px){
.es-m-p0{
padding:0px!important;
}
} @media only screen and (max-width:600px){
.es-m-p0r{
padding-right:0px!important;
}
} @media only screen and (max-width:600px){
.es-m-p0l{
padding-left:0px!important;
}
} @media only screen and (max-width:600px){
.es-m-p0t{
padding-top:0px!important;
}
} @media only screen and (max-width:600px){
.es-m-p0b{
padding-bottom:0!important;
}
} @media only screen and (max-width:600px){
.es-m-p20b{
padding-bottom:20px!important;
}
} @media only screen and (max-width:600px){
.es-mobile-hidden,.es-hidden{
display:none!important;
}
} @media only screen and (max-width:600px){
tr.es-desk-hidden,td.es-desk-hidden,table.es-desk-hidden{
width:auto!important;
overflow:visible!important;
float:none!important;
max-height:inherit!important;
line-height:inherit!important;
}
} @media only screen and (max-width:600px){
tr.es-desk-hidden{
display:table-row!important;
}
} @media only screen and (max-width:600px){
table.es-desk-hidden{
display:table!important;
}
} @media only screen and (max-width:600px){
td.es-desk-menu-hidden{
display:table-cell!important;
}
} @media only screen and (max-width:600px){
.es-menu td{
width:1%!important;
}
} @media only screen and (max-width:600px){
table.es-table-not-adapt,.esd-block-html table{
width:auto!important;
}
} @media only screen and (max-width:600px){
table.es-social{
display:inline-block!important;
}
} @media only screen and (max-width:600px){
table.es-social td{
display:inline-block!important;
}
} @media only screen and (max-width:600px){
.es-desk-hidden{
display:table-row!important;
width:auto!important;
overflow:visible!important;
max-height:inherit!important;
}
} @media only screen and (max-width:600px){
.h-auto{
height:auto!important;
}
} @media screen and (max-width:384px){
.mail-message-content{
width:414px!important;
}
}</style><!--[if !mso]><!--><link href="https://fonts.googleapis.com/css?family=Roboto:400,400i,700,700i" rel="stylesheet"><!--<![endif]--></head>
<body data-new-gr-c-s-loaded="14.1147.0" style="width:100%;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;-webkit-text-size-adjust:100%;-ms-text-size-adjust:100%;padding:0;Margin:0">
<span style="display:none !important;font-size:0px;line-height:0;color:#ffffff;visibility:hidden;opacity:0;height:0;width:0;mso-hide:all">Get help from Kate. ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ </span>
<div dir="ltr" class="es-wrapper-color" lang="en" style="background-color:transparent">
<!--[if gte mso 9]>
<v:background xmlns:v="urn:schemas-microsoft-com:vml" fill="t">
<v:fill type="tile" color="transparent"></v:fill>
</v:background>
<![endif]-->
<table class="es-wrapper" width="100%" cellspacing="0" cellpadding="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;padding:0;Margin:0;width:100%;height:100%;background-repeat:repeat;background-position:center top;background-color:transparent" role="none">
<tr>
<td valign="top" style="padding:0;Margin:0">
<table class="es-header" cellspacing="0" cellpadding="0" align="center" mc:repeatable="repeat_1" mc:hideable="hideable_repeat_1_1" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:100%;background-color:#FFFFFF;background-repeat:repeat;background-position:center top" role="none" mc:repeatindex="0" mchideable="hideable_repeat_1_1">
<tr>
<td align="center" style="padding:0;Margin:0">
<table class="es-header-body" cellspacing="0" cellpadding="0" bgcolor="#ffffff" align="center" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#FFFFFF;width:600px" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="none">
<tr>
<td align="center" valign="top" style="padding:0;Margin:0;width:560px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-bottom:10px;padding-top:15px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #5f5f5f;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td class="esdev-adapt-off" align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" class="esdev-mso-table" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:560px" role="none">
<tr>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-left" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:243px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="left" class="es-m-txt-l" style="padding:0;Margin:0;padding-left:5px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:18px;color:#000000;font-size:12px">Nov 18, 2024</p></td>
</tr>
</table></td>
</tr>
</table></td>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-right" align="right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:317px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="right" class="es-m-txt-r" style="padding:0;Margin:0;padding-right:5px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:18px;color:#000000;font-size:12px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px" href="https://mailchi.mp/coverager/guidewires-attention?e=265522185a">View in Browser </a>| <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=c2cb10e18f&e=265522185a">Sign Up</a></p></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="none">
<tr>
<td align="center" valign="top" style="padding:0;Margin:0;width:560px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-bottom:20px;padding-top:40px;font-size:0px"><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=185d59abca&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:12px"><img src="https://ofirnf.stripocdn.email/content/guids/CABINET_522ec5972c9d7274e334e3cb688ff1f9b79faf0a1f273678cf091a5d7ada7af5/images/logo_coverager_QIh.png" alt="" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="205"></a></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<table class="es-content" cellspacing="0" cellpadding="0" align="center" mc:repeatable="repeat_2" mc:hideable="hideable_repeat_2_1" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:100%" role="none" mc:repeatindex="0" mchideable="hideable_repeat_2_1">
<tr>
<td align="center" style="padding:0;Margin:0">
<table class="es-content-body" cellspacing="0" cellpadding="0" bgcolor="#ffffff" align="center" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#FFFFFF;width:600px" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="none">
<tr>
<td align="center" valign="top" style="padding:0;Margin:0;width:560px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">"Stepping back, over the past three weeks, Allianz Direct acquired two incumbent-backed initiatives—Friday and IptiQ's European business—while overlooking insurtechs. Within Guidewire, there's "a little bit of a fight" about whether CNA was the first customer, the second customer, or tied for first. Perhaps there's also a battle among insurtechs vying for Guidewire's attention. If there isn't, there should be."</p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">– Our latest premium article, <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=24c6abdd9a&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">Guidewire Explores M&A Opportunities</a>, delves into the successes and strategies of Guidewire.</p>
</td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">$</h1></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Progressive <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=8e18cd746c&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">released</a> its financial results for October, ending the month with a combined ratio of 94.1% and net income of $408.2 million. For the first ten months of the year, Progressive generated $6.5 billion in net income and achieved a combined ratio of 89.6%.</p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">The insurer had ~34.36 million policies at the end of October, an increase of 16% compared to October of last year. During the month, Progressive added around 496k new policies to its overall count. Since the beginning of the year, Progressive increased its total PIF count by ~4.6 million.</p>
</td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">Aon Analyzer</h1></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Aon has <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=4445e0f699&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">introduced its Cyber Risk Analyzer</a>, a tool to help risk managers mitigate cyber risks. Capabilities include:</p>
<ul>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><strong>Loss Forecasting</strong>: Simulates potential loss scenarios like data breaches and system failures using Aon's proprietary models.</p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><strong>Exposure Assessment</strong>: Integrates with Aon's other tools, like CyQu, for a view of security controls and exposures.</p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><strong>Total Cost of Risk (TCOR) Analysis</strong>: Combines loss forecasts with insurance options to offer customized TCOR analyses.</p>
</li>
</ul>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">This launch follows Aon's 2024 releases of similar tools for property, casualty, D&O, and health risks, expanding its suite of analytics-driven solutions.</p>
</td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000"><strong>Earnings highlights</strong></h1></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0"><ul>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">F&G reported a strong Q3 2024, with gross sales of $3.9 billion, up 39% year-over-year, and year-to-date sales of $11.8 billion, a 30% increase from 2023. Retail sales from agency bank and broker-dealer channels <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=37ed664d63&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">hit a record $3.5 billion in Q3</a>, nearly doubling the prior year, bringing year-to-date retail sales to $9.5 billion.</p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Heritage has reduced policy counts by over 66,000 (14.2%), increased premiums in force by $80.6 million (6%), and resumed <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=e17e957634&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">selectively</a> writing Personal Lines business.</p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Before Hurricane Milton, Storm Boris impacted KBC's bottom line. KBC, a bank-insurer with an 88% to 12% bank-to-insurance split, reported notable achievements with its digital assistant, Kate. Kate has engaged over 5 million customers, boosting productivity by 1% to 1.5%. Over the past 12 months, it independently facilitated the sale of 236,000 products, <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=29c48bcc5b&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">equivalent to the workload of about 300 employees</a>.</p>
</li>
</ul>
</td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">🚗 <strong>Car coverage</strong></h1></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Mercedes-Benz Insurance Services UK has <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=072025e36f&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">partnered with Wrisk</a> to deliver its new car insurance proposition, replacing Lloyd Latchford Group as its administrator. Existing customers are being transitioned to the new solution, which includes a five-day First Cover offer for Mercedes-Benz and smart cars at the point of sale.</p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Insurance is underwritten by Highway Insurance Company, part of Allianz.</p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">In 2023, Mercedes-Benz Insurance Services UK reported £3.3 million in insurance brokerage commissions.</p>
</td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">Free from MAIF</h1></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px;font-size:0px"><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=3d7773300d&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px"><img class="adapt-img" src="https://ofirnf.stripocdn.email/content/guids/CABINET_522ec5972c9d7274e334e3cb688ff1f9b79faf0a1f273678cf091a5d7ada7af5/images/screen_shot_20241118_at_10632_pm.png" alt="" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="560"></a></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">MAIF launched "Aux Alentours by MAIF," a free tool to help users understand and reduce climate risks to their homes by providing data on hazards, local amenities, and real estate prices based on their address. Eligible members can access support through the Barnier Fund or MAIF programs.</p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Bottom Line: The "<a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=77b56bb82c&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">preventive insurer</a>."</p>
</td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">For the digital workplace</h1></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px;font-size:0px"><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=5fe13f509c&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px"><img class="adapt-img" src="https://ofirnf.stripocdn.email/content/guids/CABINET_522ec5972c9d7274e334e3cb688ff1f9b79faf0a1f273678cf091a5d7ada7af5/images/screen_shot_20241118_at_13337_pm.png" alt="" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="560"></a></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=f7245ea551&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">Wallit</a>, a digital wallet and payment platform, raised $1.4 million in its latest funding round announced on November 15, 2024.</p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Founded in 2020, the company operates with a team of 10, focusing on employee benefits by enabling businesses to customize, automate, and streamline programs through its digital wallet.</p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Wallit offers a free plan for small teams (2-25 people), a "Plus" plan at $5.55 per employee per month for businesses with 25-1,000 employees, and a custom-priced "Enterprise" plan for larger organizations.</p>
</td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">🍾</h1></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><ul>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">AssuredPartners <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=12102d9630&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">announced</a> the appointment of Sean Smith to president of AssuredPartners, including retail and wholesale segments.</p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">SBLI <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=99c05e0a09&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">announced</a> the appointment of Wade Seward as chief distribution officer.</p>
</li>
</ul>
</td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#5f5f5f;font-size:16px"><strong>Member Content</strong></p></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0">
<ul>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=e6c64fa130&e=265522185a">HAI Group Goes Live on OneShield Enterprise Platform 7, Launching General Liability and Excess Products</a></p></li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=998a997ba6&e=265522185a">Onda selects Five Sigma to elevate cyber claims handling</a></p></li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=5cb245f261&e=265522185a">Obie Unveils Tenant Legal Liability Policy to Empower Real Estate Investors with Streamlined Tenant Risk Coverage</a></p></li>
</ul></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:30px">
<!--[if mso]><a href="https://coverager.com/join/" target="_blank" hidden>
<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" esdevVmlButton href="https://coverager.com/join/"
style="height:42px; v-text-anchor:middle; width:234px" arcsize="50%" strokecolor="#cccccc" strokeweight="2px" fillcolor="#f9f9f9">
<w:anchorlock></w:anchorlock>
<center style='color:#000000; font-family:roboto, "helvetica neue", helvetica, arial, sans-serif; font-size:12px; font-weight:700; line-height:12px; mso-text-raise:1px'>BECOME A MEMBER</center>
</v:roundrect></a>
<![endif]-->
<!--[if !mso]><!-- --><span class="msohide es-button-border-1727210337597 es-button-border" style="border-style:solid;border-color:#333333 #333333 #cccccc;background:#f9f9f9;border-width:0px 0px 2px 0px;display:inline-block;border-radius:27px;width:auto;mso-hide:all"><a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=33ce44c6af&e=265522185a" class="es-button es-button-1727210337597" target="_blank" style="mso-style-priority:100 !important;text-decoration:none;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;color:#000000;font-size:12px;display:inline-block;background:#f9f9f9;border-radius:27px;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-weight:bold;font-style:normal;line-height:14.4px;width:auto;text-align:center;padding:15px 50px;mso-padding-alt:0;mso-border-alt:10px solid #f9f9f9">BECOME A MEMBER</a></span>
<!--<![endif]--></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#5f5f5f;font-size:16px"><strong>Latest From Coverager Research</strong></p></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-bottom:10px">
<ul>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=b6745f538a&e=265522185a">Guidewire explores M&A opportunities</a></p></li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=c51a1e4bd6&e=265522185a">CURE's Journey: IAs and profitability challenges</a></p></li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=4f909e37cd&e=265522185a">Annuities & Beyond</a></p></li>
</ul><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=2385315454&e=265522185a">Become a client.</a></p></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#5f5f5f;font-size:16px"><strong>Now Hiring</strong></p></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">American Family Insurance, Galecki Search Associates, Great American Insurance Group, Nationwide, The Hanover, USAA. <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=eb23a14bf1&e=265522185a">View open positions</a>.</p></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">📬 Invite your friends to <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=78812005d1&e=265522185a">join the newsletter</a>.</p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><br></p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Recent subscribers: Foremost, EnergySolutions, QuinStreet, John Hancock, Aspire General Insurance Services.</p></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:20px;font-size:0">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#5f5f5f;font-size:16px"><strong>This Month on Coverager Data</strong></p></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td class="esdev-adapt-off" align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" class="esdev-mso-table" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:560px" role="none">
<tr>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-left" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-top:1px solid #cccccc;border-bottom:1px solid #cccccc" role="presentation">
<tr>
<td align="center" bgcolor="#F9F9F9" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>12</b></p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Funding Rounds</p></td>
</tr>
</table></td>
</tr>
</table></td>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-right" align="right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-top:1px solid #cccccc;border-bottom:1px solid #cccccc" role="presentation">
<tr>
<td align="center" bgcolor="#F9F9F9" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>$2.2B</b><br>Total Funding</p></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td class="esdev-adapt-off" align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" class="esdev-mso-table" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:560px" role="none">
<tr>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-left" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>16</b><br>Strategic Rounds</p></td>
</tr>
</table></td>
</tr>
</table></td>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-right" align="right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-bottom:1px solid transparent" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>23</b><br>Tech Cases</p></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td class="esdev-adapt-off" align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" class="esdev-mso-table" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:560px" role="none">
<tr>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-left" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-top:1px solid #cccccc;border-bottom:1px solid #cccccc" role="presentation">
<tr>
<td align="center" bgcolor="#f9f9f9" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>48</b><br>Partnerships</p></td>
</tr>
</table></td>
</tr>
</table></td>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-right" align="right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-top:1px solid #cccccc;border-bottom:1px solid #cccccc" role="presentation">
<tr>
<td align="center" bgcolor="#f9f9f9" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>22</b><br>Embedded</p></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td class="esdev-adapt-off" align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" class="esdev-mso-table" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:560px" role="none">
<tr>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-left" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-bottom:1px solid #cccccc" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>74</b><br>Acquisitions</p></td>
</tr>
</table></td>
</tr>
</table></td>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="es-right" align="right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-bottom:1px solid #cccccc" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>1</b><br>Insurtech Exits</p></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="none">
<tr>
<td align="center" valign="top" style="padding:0;Margin:0;width:560px">
<table cellpadding="0" cellspacing="0" width="100%" bgcolor="#ffffff" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#ffffff" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:20px;padding-bottom:30px">
<!--[if mso]><a href="https://coverager.com/data/" target="_blank" hidden>
<v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" esdevVmlButton href="https://coverager.com/data/"
style="height:42px; v-text-anchor:middle; width:214px" arcsize="50%" strokecolor="#cccccc" strokeweight="2px" fillcolor="#f9f9f9">
<w:anchorlock></w:anchorlock>
<center style='color:#000000; font-family:roboto, "helvetica neue", helvetica, arial, sans-serif; font-size:12px; font-weight:700; line-height:12px; mso-text-raise:1px'>COVERAGER DATA</center>
</v:roundrect></a>
<![endif]-->
<!--[if !mso]><!-- --><span class="msohide es-button-border es-button-border-1731962880824" style="border-style:solid;border-color:#333333 #333333 #cccccc;background:#f9f9f9;border-width:0px 0px 2px 0px;display:inline-block;border-radius:27px;width:auto;mso-hide:all"><a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=7e41d1e918&e=265522185a" class="es-button es-button-1731962880824" target="_blank" style="mso-style-priority:100 !important;text-decoration:none;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;color:#000000;font-size:12px;display:inline-block;background:#f9f9f9;border-radius:27px;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-weight:bold;font-style:normal;line-height:14.4px;width:auto;text-align:center;padding:15px 50px;mso-padding-alt:0;mso-border-alt:10px solid #f9f9f9">COVERAGER DATA</a></span>
<!--<![endif]--></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:5px;font-size:0" bgcolor="#ffffff">
<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td style="padding:0;Margin:0;border-bottom:1px solid #5f5f5f;background:unset;height:1px;width:100%;margin:0px"></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" class="es-footer" align="center" mc:repeatable="repeat_3" mc:hideable="hideable_repeat_3_1" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:100%;background-color:#FFFFFF;background-repeat:repeat;background-position:center top" role="none" mc:repeatindex="0" mchideable="hideable_repeat_3_1">
<tr>
<td align="center" style="padding:0;Margin:0">
<table bgcolor="#ffffff" class="es-footer-body" align="center" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#FFFFFF;width:600px" role="none">
<tr>
<td align="left" style="Margin:0;padding-top:5px;padding-left:20px;padding-right:20px;padding-bottom:30px">
<table width="100%" cellspacing="0" cellpadding="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="none">
<tr>
<td valign="top" align="center" style="padding:0;Margin:0;width:560px">
<table width="100%" cellspacing="0" cellpadding="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:15px;padding-bottom:15px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:12px"> <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;line-height:24px;white-space:nowrap" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=87383c252f&e=265522185a">🐿️</a><br>This is a really good email. It took a long time to write but it's a short read. That's what makes it so good. <br><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=a7b893df0d&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">advertise</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=87865fb4b6&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">post jobs</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=15e1abfc2b&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">publish content</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=fc4951c237&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">contact</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=ce89a4a22c&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">subscribe</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/unsubscribe?u=c7f08ff0619575a2e00a2c1a9&id=4d21ab2376&t=b&e=265522185a&c=f236ca017c" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">unsubscribe</a></p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:12px"><br></p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:12px">Scoop? <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;line-height:24px;border-bottom:1px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=595ee06d40&e=265522185a">Share Here</a></p></td>
</tr>
<tr>
<td align="center" style="padding:0;Margin:0;font-size:0">
<table cellpadding="0" cellspacing="0" class="es-table-not-adapt es-social" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="center" valign="top" style="padding:0;Margin:0;padding-right:10px"><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=93213be864&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:12px"><img src="https://ofirnf.stripocdn.email/content/assets/img/social-icons/rounded-black-bordered/x-rounded-black-bordered.png" alt="Tw" title="Twitter" width="32" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic"></a></td>
<td align="center" valign="top" style="padding:0;Margin:0"><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=24a0f6ab70&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:12px"><img src="https://ofirnf.stripocdn.email/content/assets/img/social-icons/rounded-black-bordered/linkedin-rounded-black-bordered.png" alt="In" title="Linkedin" width="32" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic"></a></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
</div>
<img src="https://coverager.us8.list-manage.com/track/open.php?u=c7f08ff0619575a2e00a2c1a9&id=f236ca017c&e=265522185a" height="1" width="1" alt=""></body>
</html>
<hr />
<p>
<small>
<a
href="https://kill-the-newsletter.com/feeds/h4fohyw3r6r1gr28"
>Kill the Newsletter! feed settings</a
>
</small>
</p>