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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">"In a recent conversation, one of our shareholders told me he likes to think of any company's technology as its "brain and nervous system." He contended that, without a healthy brain or nervous system, a company cannot know where it's been, where it is, or where it might be going. It can't quickly and effectively sense the world around it. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">He's right. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">While technology will never provide a company with its soul or heartbeat, it can certainly enhance a company's senses. We know that we need to improve our technology and systems—which will, in turn, increase speed and lower expenses. While we have made strides in the last two years, we know more needs to be done." </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">– <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=8a156d6e97&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">Thomas Gayner, CEO of Markel Group</a>.</p>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">Quote faster, win more deals with AI</h1></td>
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<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px;font-size:0px"><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=304130fb4c&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px"><img class="adapt-img" src="https://ofirnf.stripocdn.email/content/guids/CABINET_0da6301ef71faa64cd0185e79420d80f62c29d67d337d39853bcb6678d589605/images/marketingcoveragernewslettermarch26img.png" alt="" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="560"></a></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Today's policyholders expect instant responses. MGAs with quote-and-bind automation are outpacing those still stuck in back-and-forth reviews. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">With AI Insurance, you can streamline underwriting from intake to policy issue—without adding headcount: </p>
<ul>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Instantly extract data from applications, policies, legal docs, and more with AI </p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Assess risk and price premiums with AI-powered scoring </p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Auto-generate invoices, endorsements and renewals </p>
</li>
</ul>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Quicker quoting = more wins. <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=3b15f20e97&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">See how AI Insurance can help you move faster</a>.</p>
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<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">Exiting life</h1></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Texas-based insurance company American National will <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=ed927e31fc&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">stop writing</a> new life insurance policies. An American National spokesperson provided the following statement: </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">"American National has made the strategic decision to stop writing new life insurance business and will continue to focus on growing our Annuity, Pension Risk Transfer (PRT) and Property & Casualty lines. We have strong confidence in these businesses and expect them to be a big part of our long-term success. We remain committed to serving our current life insurance policyholders and will continue to service all in-force policies without interruption." </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">In 2021, Brookfield Asset Management Reinsurance announced a $5.1 billion deal to acquire the carrier that was established in 1905. Founded in 2020, BAM Re, through its operating subsidiaries North End Re and Brookfield Annuity, provides annuity-based reinsurance products to insurance and reinsurance companies and acts as a direct issuer of pension risk transfer products for pension plan sponsors. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Last year, American National exited the home insurance market. Aside from annuities, the carrier offers additional products such as auto, renters, and business insurance.</p>
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<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">Kin + auto</h1></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Home insurance startup Kin Insurance has <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=6c82291a65&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">filed</a> new personal auto insurance programs in Florida and Texas. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Earlier this month we <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=cfe6c5a9d3&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">reported</a> that Kin is getting into the mortgage space with the hiring of a mortgage loan officer. In April of last year we <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=e61b4c0f89&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">reported</a> that Kin acquired an insurance agency from Porch Group for ~$12 million. Kin has been looking to grow its agency division that offers products from other carriers. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Founded in 2016, Kin has mainly focused on home insurance through the two reciprocals it manages – Kin Interinsurance Network and Kin Interinsurance Nexus Exchange. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Kin has publicly disclosed $458 million in funding across equity and debt. The startup planned to go public via a SPAC merger but it was called off in 2022 due to "unfavorable market conditions" at the time.</p>
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<table border="0" width="100%" height="100%" cellpadding="0" cellspacing="0" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">Insurtech acquisition</h1></td>
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<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px;font-size:0px"><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=3174c3b1d6&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px"><img class="adapt-img" src="https://ofirnf.stripocdn.email/content/guids/CABINET_0da6301ef71faa64cd0185e79420d80f62c29d67d337d39853bcb6678d589605/images/screenshot20250326at65827am.jpg" alt="" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="560"></a></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Guidewire is planning to <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=28bf2482f7&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">acquire</a> Quantee, a Poland-based insurtech specializing in dynamic pricing software for insurers. The acquisition supports Guidewire's strategy to modernize underwriting and pricing capabilities across its cloud platform. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Founded in 2016, Quantee—a team of ~29—raised $1.92 million and counts ERGO, Zurich, Cuvva, and Agria Pet Insurance as clients. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Quantee's technology will be integrated into Guidewire's pricing and rating tools, allowing insurers to move beyond static pricing models and adopt more flexible, data-driven approaches. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">The deal, <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=e8b54dbe24&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">which comes as no surprise</a>, is part of Guidewire's broader effort to expand its platform capabilities in actuarial science, AI, and automation. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Bottom Line I: This time last year (March 2024), there were no insurtech exits. So far <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=00c26f3b43&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">this month</a>: </p>
<ul>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Guidewire > Quantee </p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">ERGO > Next</p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">SIAA > Aureus Analytics</p>
</li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px">
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Odeko > Butter Insurance (unclear what was acquired in this case) </p>
</li>
</ul>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Bottom Line II: Earnix and Akur8 are now competing with Guidewire.</p>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">$50k</h1></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">State Farm <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=60ccb0b17c&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">customers</a> can now apply for U.S. Bank personal loans for up to $50,000 working directly with their agent. The new offering joins the existing suite of U.S. Bank products accessible through State Farm agents that includes deposits, co-branded credit cards and a full suite of business banking products and services.</p>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">🤝</h1></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Nayya <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=17bacb5574&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">announced</a> that it is working with Mercer to introduce its Nayya Claims service to a set of Mercer's voluntary benefit clients in the US.</p>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">💰</h1></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Arlo Health, a provider of level-funded health plans for small and mid-sized businesses, has <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=b5f1d50862&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">raised</a> a $4 million seed round led by Upfront Ventures, with participation from 8VC and General Catalyst. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">In its first year, Arlo wrote mid-eight figures in premium and partnered with reinsurers, including Nationwide.</p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Arlo targets businesses with 10 to 150 employees, offering health plans built around value-based care, cost transparency, and AI-enabled underwriting. The company's model aims to support preventive care and improve long-term health outcomes, while giving small employers more control over pricing and plan design—an advantage typically reserved for large employers.</p>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">Friends</h1></td>
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<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px;font-size:0px"><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=fedf588534&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px"><img class="adapt-img" src="https://ofirnf.stripocdn.email/content/guids/CABINET_0da6301ef71faa64cd0185e79420d80f62c29d67d337d39853bcb6678d589605/images/screenshot20250326at100605am.jpg" alt="" style="display:block;border:0;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic" width="560"></a></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Xceedance has made an <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=e5bc67cae8&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;ttext-decoration:underline;border-bottom:2px solid black" target="_blank">investment</a> in Friendly, an AI company focused on underwriting, claims, and risk assessment in the life and health space. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Friendly's platform turns medical and third-party data into structured insights for underwriters across life, disability, long-term care, critical illness, casualty, and reinsurance lines. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Founded in 2019, Friendly has raised $1.2 million to date and has a team of 39 employees. </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"> </p>
<p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">The two companies plan to collaborate on additional initiatives to expand Friendly's platform and bring AI-powered tools to more reinsurers and primary carriers.</p>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><h1 style="Margin:0;line-height:28.8px;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;font-size:24px;font-style:normal;font-weight:bold;color:#000000">Driving ahead</h1></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Autonomous driving technology company Waymo will <a href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=92762aaa8d&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" target="_blank">launch</a> its ride-hailing service in D.C. in 2026. Today, Waymo provides more than 200,000 fully autonomous paid trips each week in San Francisco, Phoenix, Los Angeles, and Austin. The company plans to launch the service in Atlanta and Miami later this year.</p>
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<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=07024d583b&e=265522185a">Kyber Achieves SOC 2 Type II Certification: A Milestone for Enterprise-Grade Compliance</a></p></li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=423d7aa1f6&e=265522185a">How much time is New Business spending on NIGOs?</a></p></li>
<li style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;Margin-bottom:15px;margin-left:0;color:#000000;font-size:16px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=e516a50c67&e=265522185a">Agentero launches Producerflow to Simplify Insurance Compliance and Producer Management</a></p></li>
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<center style='color:#000000; font-family:roboto, "helvetica neue", helvetica, arial, sans-serif; font-size:12px; font-weight:700; line-height:12px; mso-text-raise:1px'>BECOME A MEMBER</center>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#5f5f5f;font-size:16px"><strong>Now Hiring</strong></p></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Arch Insurance Group, Berkshire Hathaway GUARD, Galecki Search Associates, GradGuard, Mercury Insurance, Obie, The Hanover, Travelers. <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=70fcd348af&e=265522185a">View open positions</a>.</p></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">📬 Invite your friends to <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:underline;color:#000000;font-size:16px;border-bottom:2px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=1e6db0e4ba&e=265522185a">join the newsletter</a>.</p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><br></p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Recent subscribers: Nationwide, Duck Creek, Coterie Insurance, Zurich, Kettle, INK Communications, ManchesterStory, GEICO, Lemonade, Liberty Mutual, Gusto.</p></td>
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<td align="left" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#5f5f5f;font-size:16px"><strong>This Month on Coverager Data</strong></p></td>
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<table cellpadding="0" cellspacing="0" class="s" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
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<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-top:1px solid #cccccc;border-bottom:1px solid #cccccc" role="presentation">
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<td align="center" bgcolor="#F9F9F9" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>22</b></p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px">Funding Rounds</p></td>
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<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-top:1px solid #cccccc;border-bottom:1px solid #cccccc" role="presentation">
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<td align="center" bgcolor="#F9F9F9" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>$3.38B</b><br>Total Funding</p></td>
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<td class="esdev-adapt-off" align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" class="esdev-mso-table" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:560px" role="none">
<tr>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="s" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>23</b><br>Strategic Rounds</p></td>
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<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="t" align="right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-bottom:1px solid transparent" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>41</b><br>Tech Cases</p></td>
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<td class="esdev-adapt-off" align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
<table cellpadding="0" cellspacing="0" class="esdev-mso-table" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:560px" role="none">
<tr>
<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="s" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-top:1px solid #cccccc;border-bottom:1px solid #cccccc" role="presentation">
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<td align="center" bgcolor="#f9f9f9" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>61</b><br>Partnerships</p></td>
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<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="t" align="right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-top:1px solid #cccccc;border-bottom:1px solid #cccccc" role="presentation">
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<td align="center" bgcolor="#f9f9f9" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>18</b><br>Embedded</p></td>
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<td class="esdev-adapt-off" align="left" style="padding:0;Margin:0;padding-left:20px;padding-right:20px">
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<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="s" align="left" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left" role="none">
<tr>
<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-bottom:1px solid #cccccc" role="presentation">
<tr>
<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>117</b><br>Acquisitions</p></td>
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<td class="esdev-mso-td" valign="top" style="padding:0;Margin:0">
<table cellpadding="0" cellspacing="0" class="t" align="right" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right" role="none">
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<td align="left" style="padding:0;Margin:0;width:280px">
<table cellpadding="0" cellspacing="0" width="100%" style="mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;border-bottom:1px solid #cccccc" role="presentation">
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<td align="center" style="padding:0;Margin:0;padding-top:10px;padding-bottom:10px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:16px"><b>4</b><br>Insurtech Exits</p></td>
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<td align="center" style="padding:0;Margin:0;padding-top:15px;padding-bottom:15px"><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:12px"> <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;line-height:24px;white-space:nowrap" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=c0e1935d4f&e=265522185a">🐿️</a><br>This is a really good email. It took a long time to write but it's a short read. That's what makes it so good. <br><a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=f424405ca1&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">advertise</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=f431111924&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">post jobs</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=570c9704e6&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">publish content</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=9225c98b82&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">contact</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=8e48eece87&e=265522185a" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">subscribe</a> / <a target="_blank" href="https://coverager.us8.list-manage.com/unsubscribe?u=c7f08ff0619575a2e00a2c1a9&id=4d21ab2376&t=b&e=265522185a&c=230d13434b" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;border-bottom:1px solid black">unsubscribe</a></p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:12px"><br></p><p style="Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:roboto, 'helvetica neue', helvetica, arial, sans-serif;line-height:24px;color:#000000;font-size:12px">Scoop? <a target="_blank" style="-webkit-text-size-adjust:none;-ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#000000;font-size:12px;line-height:24px;border-bottom:1px solid black" href="https://coverager.us8.list-manage.com/track/click?u=c7f08ff0619575a2e00a2c1a9&id=83bbb563b4&e=265522185a">Share Here</a></p></td>
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